許昌翻譯公司關鍵字:first rural credit cooperatives in rural areas of cooperation as a service to the emergence of financial institutions, and now has not really play a role, for the main agricultural industrialization leading enterprises and especially small and medium farmers, lack of credit support. We should learn from the development of rural cooperative financial institutions foreign advanced experience, to the restructuring of existing rural credit cooperatives, based on the establishment of the new situation and demands of the rural cooperative financial institutions. The new rural financial cooperative organized into three levels: first level is the primary local cooperative banks, the second level is the regional cooperative banks, the third level is the central cooperative banks. Three banks are independent legal economic entity. Grass-roots local cooperative banks non-performing loans by the stripping of the existing rural credit cooperatives, farmers, cooperative enterprises, private businesses, city residents and other stake in the composition of the shares of all shareholders, the credit cooperative directly engaged in the business. Regional cooperative bank shares by the composition of grass-roots local cooperative banks, as the management agency, whose main functions are: to provide for the storage of grass-roots local cooperative banks and the idle funds as a place where the grass-roots cooperative bank financing intermediary; the use of modern means of treatment to Since the grass-roots local cooperative banks within the settlement area; support grass-roots local cooperative banks to carry out securities business and international business, including investment consulting, securities custody and external business consulting; local cooperation on banking services over the scope of grassroots local and regional customers large companies to provide services. Primary Co-operative Bank is a regional cooperation of local banks' shareholders, but also regional cooperation and bank customers. Central cooperative banks by the regional cooperative banks, which mainly involved in foreign operations, the regional cooperative banks have a range of financial services, functions, mainly to financial intermediation, cooperative banking system, settlement, development, provides various financial products, to provide
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