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克孜勒翻譯公司關鍵字：domestic macroeconomic專業翻譯公司服務最好的 uncertainty.Second, the domestic financial system more fragile. First, the large-scale non-performing assets still exist. Established in 1999 Cinda, Huarong, Orient, Great Wall, four asset management companies divested industry正規翻譯公司公證處翻譯蓋章, agriculture, in construction of the four banks about 1.4 trillion of bad assets, once state-owned banks to reduce non-performing assets of China's large scale of pressure, but the end of 2001, four state-owned banks this ratio and up to 25.37%. People's Bank of China data released by five classification criteria, the end of 2002 four state-owned banks, the average non-performing assets ratio reached 26.1%. Second, the state-owned bank capital is not sufficient. New Basel Capital Accord 2001, the minimum required capital adequacy ratio above 10% on average, but our banking system with lagging far behind. 2001, Chinese banks' capital adequacy ratio was 8.30%, 5.76% Industrial and Commercial Bank, Construction Bank 6.78%, 1.44% Agricultural Bank, state-owned banks average capital adequacy ratio was 5.07%. Third, financial institutions, low levels of profitability. China's financial institutions as a high proportion of non-performing loans, credit and interest cash flow slow recovery caused by low efficiency and low operating difficulties. In late 1995, four state-owned bank's total profit of 25.545 billion yuan, to the end of 1998 dropped to 7.705 billion yuan, 32.078 billion yuan in late 2000 to the end of 2001 and fell to 23.008 billion yuan. Despite gradual improvement in profitability, return on assets but remains low, averaging less than 0.3% (risk assessment in accordance with commercial banks, the assessment criteria, the indicators should be 0.5%). Although the four state-owned banks record profits, but by carefully accounting system accounting, the actual still a loss. Fourth, the capital market is not perfect. On the current situation, China's capital market system is still quite obvious defects, in particular in the institutional environment of capital markets, capital markets, government政府許可的定點正規翻譯公司 action, distort the capital market functions, the cornerstone of the capital market is not strong, such as capital market supervision in. Fifth, the financial regulatory backward. China's current level of financial regulation can not fully meet the banking, securities and insurance industry正規翻譯公司公證處翻譯蓋章 stable operation and sustainable development requirements, overall, the financial regulatory infrastructure is poor, backward, high cost, the result is not satisfactory.
Internationally, the world economic專業翻譯公司服務最好的 situation, there are many variables. On the one hand, the inflation rate has dropped in most countries, the global deflationary pressures. The increased risk of deflation in most countries have their specific economic專業翻譯公司服務最好的 and financial reasons, more complex, non-short-term factors. Although Chinese prices are also currently running low, but has little effect on world prices. On the other hand, the international financial market situation is still grim. Since 2002, weak economic專業翻譯公司服務最好的 recovery in the world, regional political crises, instability in the U.S. economic專業翻譯公司服務最好的 recovery, corporate profits shrink, big corporate scandals frequently under the influence of exposure and other factors, changing the international financial market turbulence, market risk and the emergence of increased market confidence the crisis. In the international foreign exchange market, the end of 2002 the U.S. dollar against the euro,
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