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新疆翻譯公司關鍵字：commercial banks, give full play to the professional advantages of market segmentation will be the trend. Foreign auto finance companies have professional advantages, its success in many developing countries have accumulated practical experience, on a global scale has a strong financial strength and good reputation in the market. The two sides will combine their respective advantages and explore the establishment of extensive cooperation, joint venture relationship, such cooperation can be divided into external and internal cooperation cooperation in two ways. Internal cooperation is responsible for consumer auto finance company's credit rating, loan recovery and repayment guarantee, the bank is responsible for lending to the auto finance company to pay a fee. In fact, that is, banking outsourcing. External cooperation is a foreign financial firms to provide consumers with their own car credit, car finance companies to banks to provide comprehensive credit, capital settlement, each agency for the content of the business. From the current actual situation, the most feasible is to strengthen the external cooperation.Therefore, the prospects for the auto finance, we should be optimistic, the next three years, China will release more than five million potential consumers, car consumption to maintain 20-30% growth by 2008, China's auto market will reach 740 million, after the United States and Japan to become the world's third largest car market. Whether it is foreign-funded finance company or bank will credit the Chinese auto market to show their talents.
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